We provide IRS and State Resolution for individuals and business who need the full picture reviewed, the case built properly, and the next step handled with discretion.
IRS notices often become more than paperwork. They become the problem that never quite leaves. Many clients have carried their situation for months, or even years, not because they were careless, but because life and business came first.
You do not have to navigate it alone. At Twenty20 Financial, your case is reviewed by a team that includes an Enrolled Agent, an ex-IRS Collector & Auditor, and a CAD (Certified Audit Defender).
That combination allows us to look at the full picture: what the agency is claiming, what the records actually show, what resolution options may still be available, and what needs to happen next.
Structure first, the rest follows.
Case 2024-117 · Closed in 11 months · Anonymized
Every number above is real. Only the name has been removed.
An Enrolled Agent is the only credential federally authorized to represent you before the IRS at every level: examination, collections, and appeals. Licensed in all 50 states.
A representation engagement begins the moment Form 2848 is filed. From that point forward, every IRS contact is directed to us. You do not have to call them. You do not have to explain. You do not have to be in the room.
9 months ∙ Lien withdrawn ∙ 95.8% reduction
14 months ∙ Innocent spouse ∙ 100% reduction
$308,769.53
$0.00
2 months ∙ 100% reduction
Figures reflect actual closed cases, anonymized to protect client confidentiality. Every case is different; prior results do not guarantee a similar outcome.
Levy Notice Support
“After I received a levy notice, I felt frozen. I didn’t know who to call or what to say to the IRS. Erica explained what was happening, handled the next steps, and never made me feel judged for waiting so long to ask for help.”
Denise L.
6 month ago
Wage Garnishment Release
“When my wages started getting garnished, I panicked. I felt like things had gotten out of control and I didn’t know who to talk to. Erica handled everything with a lot of care and zero judgment. She explained the process, spoke with the IRS, and helped get the situation under control.”
Lisa M.
8 months ago
Penalty Abatement
“I went through a rough year financially and fell behind on my taxes. By the time I realized how much the penalties had added up, I felt completely stuck. Erica took the time to really understand my situation, explained my options in plain language, and helped me request penalty relief. What I appreciated most was how patient she was.”
Kim G.
9 months ago
Unfiled Returns
“I had years of unfiled returns and kept telling myself I would deal with them later. Erica helped me get organized, file what needed to be filed, and understand my options. It was the first time the situation felt manageable.”
Marcus R.
11 months ago
Offer in Compromise Guidance
“I owed more than I could realistically pay and felt like every option was already closed. Erica reviewed my situation, explained what the IRS would actually look at, and helped me move forward with a plan that felt possible.”
Robert H.
1 year ago
Below that threshold, the IRS’s standard installment programs are typically the most economical path, and the architecture we build is overkill. At $50k and above, the math of a structured resolution begins to dramatically favor the client.
In most cases, no. Every situation is different, but many clients come to us before matters reach that stage. Once representation is established, we can communicate directly with the IRS on your behalf and help create a structured path forward. The earlier a case is reviewed, the more options are typically available.
Our fees are based on the complexity of the case, not the size of the liability alone. Following your confidential consultation, we provide a clear engagement proposal outlining the scope of work, anticipated resolution strategy, and associated fees. No surprises. No hidden charges.
An Offer in Compromise is only one of several resolution pathways available. Before submitting any proposal, we evaluate eligibility and develop a strategy based on the specifics of your case. If the IRS does not accept a particular resolution approach, we assess the available alternatives and determine the most appropriate next step.
Yes. While many cases involve federal tax liabilities, we also assist clients with certain state tax matters. During your consultation, we will review the full scope of your situation and determine the best course of action based on the agencies involved.
For the individual or enterprise owing $50,000 and above, the solution is not just a settlement, it is a return to status quo.