For individuals and businesses

IRS Tax Resolution & Enforcement Solutions

As an Enrolled Agent-led firm, we are authorized to represent clients before the IRS. We step between you and the agency, gather the full picture, explain what is actually happening, and create a path forward based on your specific circumstances.

FORM 656 ❖ OFFER IN COMPROMISE ❖ CURRENTLY NOT COLLECTIBLE ❖ PENALTY ABATEMENT ❖ INSTALLMENT ARCHITECTURE ❖ INNOCENT SPOUSE RELIEF ❖ LIEN WITHDRAWAL ❖ TRUST FUND RECOVERY ❖ WAGE GARNISHMENT RELEASE ❖ FORM 656 ❖ OFFER IN COMPROMISE ❖ CURRENTLY NOT COLLECTIBLE ❖ PENALTY ABATEMENT ❖ INSTALLMENT ARCHITECTURE ❖ INNOCENT SPOUSE RELIEF ❖ LIEN WITHDRAWAL ❖ TRUST FUND RECOVERY ❖ WAGE GARNISHMENT RELEASE ❖
The Twenty20 Approach

We believe financial resolution begins with understanding

Before discussing forms, programs, or payment arrangements, we take the time to understand your circumstances, filing history, and the factors that brought you here. Only then do we begin building a strategy. Because no two cases are the same, and no one should be reduced to a balance due notice.

How we work

Quiet resolutions begin with understanding

Strategic IRS Resolution

We evaluate your situation, identify the relief options actually available to you, and pursue the most effective path to resolving the tax debt.
Strategy

Experienced Representation

Professional communication and representation with the IRS: notices, negotiations, and enforcement matters handled on your behalf, by an EA.
Representation

Financial Stability

Structured solutions that help you resolve balances, restore compliance, and move forward with greater financial stability, not just a closed file.
Stability

From the first notice to the final lien withdrawal, we're with you every step

IRS resolution isn’t just about forms, it’s about having someone represent you and guide the process forward.

At Twenty20 Financial, your case is reviewed by a team that includes an Enrolled Agent, an ex-IRS Collector & Auditor, and a CAD (Certified Audit Defender). That combination allows us to look at the full picture: what the agency is claiming, what the records actually show, what resolution options may still be available, and what needs to happen next.

Core Resolution

Tax Resolution Services

IRS Investigation & Advocacy

Enforcement Protection & Representation

Compliance & Recovery

Who It’s For

If any of this sounds familiar, we can help

IRS resolution services support individuals and business owners facing tax challenges that often feel overwhelming, but are often more manageable than they appear. If you’ve received an IRS notice or aren’t sure how to respond, professional guidance can help you understand your options and take the right next steps. Dealing with the IRS can be stressful, but you don’t have to handle it alone.

✦ Back taxes owed

✦ IRS notices or collection activity

✦ Wage garnishments or levies

✦ Penalties and accrued interest

✦ Unfiled tax returns

The Record | Anonymized closings

Quiet resolutions

Case 2024-117
Manufacturing · LLC

$284,500

$11,840

Five years of accrued payroll tax penalty. Lien withdrawn within nine months. Owner returned to active board service.

9 months ∙ Lien withdrawn ∙ 95.8% reduction

Case 2023-088
Real Estate · Individual

$118,400

$0.00

Innocent spouse relief filed and granted. Liability transferred away. Complete protection of personal assets and credit.

14 months ∙ Innocent spouse ∙ 100% reduction

Case 2026-204
Lawyer · Individual

$308,769.53

$0.00

$308,769.53 balance, an IRS demand for $4,210.94 every single month, and a revoked passport. The result: Monthly payment $0.00 & passport reinstated.

2 months ∙ 100% reduction

Figures reflect actual closed cases, anonymized to protect client confidentiality. Every case is different; prior results do not guarantee a similar outcome.

Frequently Asked Questions

What you are quietly wondering

What is an Enrolled Agent?

An Enrolled Agent (EA) is a federally licensed tax professional authorized to represent taxpayers before the IRS. EAs can communicate with the IRS on your behalf, review your records, and help pursue available resolution options.

In many cases, representation can help pause or prevent certain collection activities while your case is being reviewed. The outcome depends on your specific circumstances, but acting early often preserves more options.

You’re not alone. Many clients come to us with multiple years of unfiled returns. We help determine which returns need to be filed, gather the necessary information, and create a plan to bring you back into compliance.

Eligibility depends on factors such as your income, assets, expenses, filing history, and the amount owed. The first step is reviewing your IRS records and financial situation to determine which options may be available.

Once representation is established and the appropriate authorization forms are filed, we become your primary point of contact with the IRS for matters related to your case. This means you no longer have to navigate every phone call, notice, or conversation alone.

Every case is different. Some matters can be resolved in a matter of months, while others take longer depending on the complexity of the case, IRS processing times, and the resolution strategy being pursued. We keep you informed throughout the process so you know what to expect.

From the Journal

An educated client is an empowered client

– By appointment · Limited intake –

Finality,
finely crafted

For the individual or enterprise owing $50,000 and above, the solution is not just a settlement, it is a return to status quo.

Confidential · No obligation · Reviewed within one business day