Start by getting the full picture before making another decision. At this level, your case may involve penalties, interest, compliance issues, collection activity, or lien risk. We review the structure of the case first, then help determine what resolution options may still be available.
High-balance IRS cases are rarely just about the amount owed. They often require transcript review, compliance checks, collection positioning, and direct communication with the IRS. Enrolled Agent representation gives you an authorized point of contact between you and the agency.
An Enrolled Agent is federally authorized to represent taxpayers before the IRS. That means Erica can communicate with the IRS on your behalf, review your file, respond to notices, and help structure a resolution strategy.
Once a Power of Attorney is filed, the IRS has an authorized representative connected to your case. This helps shift communication away from you and through the proper representation channel.
Yes. If you are facing wage garnishment, employer notices, or levy activity, we review the urgency of the situation and work to understand what actions may be available to protect your income and stabilize the case.
A final notice means the IRS may be moving toward enforced collection. This is not something to ignore. We review the notice, deadlines, transcripts, and available resolution options so the next step is structured, not reactive.
A rejection does not always mean the conversation is over. We review why the offer was denied, whether the IRS calculation was accurate, and whether another resolution path may be more appropriate.
We primarily focus on IRS matters, but we can review the full picture and let you know whether your state issue is something we can support or whether another specialist should be involved.
It depends on the complexity of the case, the amount owed, your filing compliance, IRS response times, and the type of resolution being pursued. Some matters move quickly; others require several months of careful positioning.
Bring any IRS notices, recent tax returns, information about unfiled years, payment history, business details if applicable, and a general sense of what has been happening. You do not need to have everything perfectly organized before reaching out.
We prepare individual and business tax returns with care, accuracy, and attention to the full financial picture. The goal is not just to file; it is to make sure the return reflects what is actually happening in your financial life.
No. Tax preparation focuses on organizing, preparing, reviewing, and filing your return based on the year being reported. Tax planning is a separate service focused on future strategy.
No. You do not need to arrive perfectly organized. We will help identify what is needed, what is missing, and what should be gathered before your return is prepared.
Yes. Multiple income streams can make filing feel more complicated, especially when business income, contractor work, investments, or payroll income are all involved. We help bring the pieces together clearly.
Yes. We support business owners with tax preparation that reflects the structure of the business, the records available, and the filing requirements tied to the entity.
Your documents are reviewed, your information is organized, the return is prepared, and questions are addressed before filing. We want you to understand what is being submitted, not feel rushed through the process.
Yes. If you have missed one or more filing years, we can help review what needs to be filed and in what order. The first step is understanding the full filing history.
Bring the notice to us for review. Not every notice means something is wrong, but it should be read carefully so the response, if needed, is handled correctly.
Sometimes, but the books may need to be cleaned up first. If your business records are incomplete, we may recommend bookkeeping support before the return is finalized.
Earlier than you think. Starting early gives us more time to gather documents, ask better questions, and avoid the pressure that comes with last-minute filing.
Bookkeeping keeps the day-to-day records current. Accounting helps interpret what those records mean. One organizes the numbers; the other helps you understand the story behind them.
Yes. Many clients come to us after months of avoiding the books. We help rebuild the records without judgment, then create a cleaner structure moving forward.
No. You can come as you are. We will help identify what is missing, what needs to be cleaned up, and what should happen first.
Yes. Monthly bookkeeping helps keep your financial records current, so you are not waiting until tax season or a crisis to understand where things stand.
A 13-week cash flow forecast helps you see what money is expected to come in, what needs to go out, and where pressure may appear before it becomes urgent.
If your records are behind or unclear, you likely need bookkeeping first. If your records are current but you still do not understand what the numbers mean, accounting support may be the next step. Many businesses need both.
In most cases, yes. We can review what you are currently using and determine whether it supports the way your business actually operates.
Yes. Cleanup work is often the first step. We review the records, identify inconsistencies, correct what can be corrected, and help create a more reliable foundation.
At minimum, monthly. The point is not to obsess over the numbers, but to stay close enough to make informed decisions before problems become expensive.
We do not treat the books like a task to finish and forget. We look at the person, the business, and the pressure behind the numbers, then help create a financial structure you can actually live with.
Twenty20 Financial Group helps individuals and businesses with IRS tax resolution, accounting, bookkeeping, and tax preparation. Our work is designed to help clients stay compliant, organized, and financially steady with support that feels personal, not transactional.
We work with individuals, business owners, start-ups, nonprofits, logistics companies, and professionals who need help understanding, organizing, or resolving their financial responsibilities.
We do not begin with assumptions. We listen first, understand the full situation, and then help create a path forward that fits both the numbers and the person behind them.
No. Many clients come to us knowing something feels off, behind, or overwhelming. A consultation helps us understand where you are and what kind of support makes the most sense.
The first conversation is simply a place to understand what is happening. We listen, review the situation, ask the right questions, and help you see what the next step could look like, without pressure.
It usually means the IRS held your money interest-free all year. A refund is a planning failure dressed as good news. We re-engineer withholdings so your money stays where it earns, with you.
They’re adjacent disciplines, not identical. Bookkeeping records what happened; accounting interprets it and turns it into decisions. We do both, but never confuse the two.
Yes. An S-Corporation requires reasonable compensation paid through payroll, with its corresponding payroll taxes, before owner distributions. The election changes the structure, not the obligation.
In a properly represented case, they do not need to. Power of Attorney is filed first, and the IRS communicates with us directly. Discretion is part of the work.
No. IRS resolution is one part of the work. We also help clients stay organized, prepared, and financially steady through bookkeeping, accounting, tax preparation, and ongoing support.
Whether you’re navigating IRS debt, preparing for tax season, catching up on your books, or planning for growth, financial decisions become easier when you can clearly see the full picture. The first step isn’t a commitment, it’s a conversation.
